Travel Like An Expert

Traveling… ahh yes, doesn’t EVERYONE LOVE TO TRAVEL? Well, I know, I know… the pains of connecting flights, delays, cancellations, dragging luggage a mile across terminals… the hassle of renting cars, fighting traffic in a foreign country (and figuring out which side of the road to drive) and trying to figure out what the guy is telling you when all’s you asked was “where is the bathroom?”… Aside from all of that, is it not the greatest feeling when you can step away from the normal routine, take a few deep breaths and realize you have nothing to do but sit on the beach… your hardest decision is if you’re going to have steak or lobster that night… and your biggest worry is if you have enough sun screen? That’s what traveling is all about… when it transposes us from our everyday lives and places us in a completely new culture… seeing, breathing, eating and dancing to what people 10,000 miles away from you are doing and thinking to yourself “this is the kind of stuff you see on TV”. That’s when it’s all worth it… that’s why traveling is so amazing.

But, one of – if not “THE” – biggest obstacles in traveling is that little green piece (or many pieces) of paper called MONEY. Whether you’re trying to visit a friend in Dallas or take your wife to Bora-Bora, it all costs Money-and a lot of it. The days of those Southwest “$49.00″ fares are long gone and even the little weekend getaways whack a dent in your pocket book. There are definitely ways to shave off a few dollars here and there, but no matter how you slice it, traveling is expensive. Not everyone has a cush, 6 or 7 figure salary that allows them to take off 6 day weekends or weeks at a time to party in Ibiza. So, is there really a way to travel-and I mean really travel-and either get paid or travel for “free”??

The travel industry is an $8 TRILLION DOLLAR INDUSTRY. Yes, you read that right… that’s Trillion with a capital “T”. So, other than the hotels, airlines and luggage manufacturers, how can you get involved?

Let’s take a look at some of the ways you can earn a living, traveling across the world:

Flight Attendant: This is actually a great way to visit a LOT of places-FAST. The average flight attendant makes $37,000.00 a year, with the higher level salaries hovering in the $75,000.00-$90,000.00 range. It’s definitely an advantage if you know more than one (1) language. Flight attendants receive a daily per Diem for meals, along with flexible work schedules, discounts on flights, hotels and travel expenses for vacation. The downside is that when you are working, the flight schedule can be grueling-traveling to multiple cities in a 12, 18 or 24 hour time frame. When you finally stop to rest, the urge to go sight-seeing or check out the city, is traded out with the simple need to sleep in a bed. Oh yea, I forgot to mention… have you ever NOT seen a few angry, annoyed or upset people on your plane? Yep, be prepared to deal with those rude customers during your 12-24 hour shift!

Commercial Airline Pilot: Same deal with flight attendants, in terms of work schedule, but the pay is much better-depending on the size of the jet and company, you can be making $121,000.00 a year. If you want to go to flight school, pass your minimum 250 hours of flight experience, go for it! Just make sure you have perfect vision and hearing. Again, if you want to make this a career, you will visit cities all over the country (and the world), but be prepared to deal with thousands of customers, weather and equipment problems, grueling schedules and the stress that comes along with the responsibility of flying so many people to different places.

Travel Agent: As you may already know, travel agents know all about the best places to visit. They are the middle men between the hotels, airlines, tourism bureaus and the travelers. More than likely, they have an opportunity to visit some of these places so they can see everything for themselves-that’s a pretty sweet perk, eh? Typical salaries are anywhere from $25,000.00 to $35,000.00 and most likely be required to enroll in some sort of training, typically with the Travel Institute.

Freelance Writer or Photographer: What a cool job this would be… traveling all over the world… spending your time with various cultures, observing how the people communicate, eat, sleep and worship. You truly are “free”, relaying what you see and experience to the people sitting on their couch, thousands of miles away. Only catch… well, it’s that one thing we talked about a little earlier: MONEY. Obviously, you are not going to get paid before you get to these places, so be sure to plan this out a little bit, stock up some green in your checking account and pick up some pointers on how to express yourself with the pen & paper or with the camera. Try to develop some sort of “following” so you have a good base of people reading and viewing your content. Do not try to fly to India with a thousand bucks and an iPad, expecting to start a travel blog that generates cash, allowing you to wander the world for the next few years. You might as well go to your nearest casino and play blackjack. If you can pull of this occupation (and to those that currently do this), I tip my hat to you-great work!

Okay, now that we have gone over a few of the travel “jobs”, you may be saying, “well, I like my job right now and don’t really feel like dealing with all of those people and flying across the country 6 times, only to sleep in Des Moines for the night.” If you’re in between jobs, just out of school or simply want to take a “sabbatical”, why don’t you consider these routes in traveling the world:

You Speak English?: Speaking English can provide access to countries in all places across the globe. Some companies offer free room & board in exchange for you to help their employees enhance their English speaking skills and knowledge. There are also programs you can find on the web that well set you up with a certain country and company in order to train their people English. Now that you have your room & board covered, now we just need to figure out how we can pay for food and drink…

Start Giving Back: Feeling charitable or want to help others? Why not look to jump on a church mission trip, Habitat for Humanity-International, or if you can take off more time, join the Peace Corps? Obviously, this is not going to be as glamorous as sailing the Mediterranean, island hoping the Greek Isles, but if you want to feel good about helping out people less fortunate-and work hard-pack your bags and sign up for a volunteer opportunity. You will definitely see some places without paved roads, running water and people simply looking for a roof over their head. Giving the less fortunate the simple things we take for granted: food, clothing and shelter, will give you new sense of gratitude, after completing one of these tours.

All of these ways to travel are great and all, but how many people have the opportunity to take off extended amounts of time or have the nerve to just walk away from their job and become a commercial pilot or join the Peace Corps? Everyone has a job because it pays the bills and gives us financial security. I don’t know about you, but I am responsible for my wife and three(3) children, thus taking the plunge on the “unknown” is absolutely NOT realistic.

So, back to the original question above… How can you realistically travel for free? And when I say, “travel”, I mean, really travel… That means taking a care-free vacation… not having to worry about if you can afford to leave the resort for dinner that night, or buy those extra pair of sunglasses… Care-free travel means doing what you want, when you want and not worrying about the bill when you get back home. Let’s break down a few ways in which we really can travel for free (or as close to it as we can get)… or even better: GET PAID TO TRAVEL!

Use Those Points!: You know, I always knew I was going to be thankful for all that money I spent on my credit card. Now that I racked up all that debt, I also racked up all those points! Points I can use towards booking a new flight or maybe pay for my stay at the Bellagio in Vegas… where I can blow even more money!… I’m kidding!… kind of. Whenever you are looking to obtain a new credit card, choose the card that offers the most, when used. Compare the interest rate for charges and cash advances, the annual fees and also the credit card that provides the best rewards. If you fly a certain airline, be sure to input your frequent flyer number to gather those miles. Use travel sites that allow you to accrue points when you purchase flights, hotels, cruises and rental cars. You’re paying for this stuff anyways, so why not try and earn a little more for the next time you want to take a trip?

Vacation Packages through a Resort or Company: Very similar to a travel agent, only you are selling pre-packaged vacations at a discount to consumers. Instead of creating a customized travel package based on what and where the customer likes, you are selling a pre-packaged stay at a specific resort or hotel/resort/meal itinerary. They come in all shapes and sizes… and they can be dirt cheap (think: hotel next to Senor Frogs-Cancun during Spring Break), or the Rolls Royce type of trip. Depending on the type of company or resort, there are many perks with the access to all of their locations, with commission schedules pretty generous. There are limitations on the demographic of the clientele and if you are representative a company or resort with mediocre selections-and reviews-then it may put you in a rock in a hard place.

Direct Selling with a Travel Company: With this, you really do have the opportunity for the best of both worlds-traveling the world on the cheap (or in some cases, for FREE!) and making money. Typically, people that get involved in this industry already have a full time job and are looking for a better, cheaper way to travel and an additional source of income. It can be extremely lucrative, in terms of creating wealth and a residual income, but a lot of the members simply take advantage of the fact they can generate a few extra dollars every month and access to the premium resorts at wholesale pricing. The direct-sell companies in the travel industry offer 5 star packaged vacations at 2 Star pricing, as well as access to their trip planning website that works like an Expedia or Travelocity. Also, confirm there are ways you can accrue points, when you buy flights, vacations, or even their travel mall, so you can use those points for a free trip. Bottom line: do your research… choose a company that has a great reputation and make sure you have a good support system… thousands of people are catching on to these companies and are really capitalizing on the residual income and extremely low cost of travel.

As we all know, budgeting and home improvement does not always go together but this article will give you information that could help improve your home and still save a little money.

Home improvement projects regularly scare people off, because many judge that they will pay thousands of dollars to alter one room, because they do not have the skills to do the job them self. They may also feel that the job is costly because supplies and tools are needed.

To the contrary, home improvement does not have to be costly at all. Of course, if you hire a subcontractor or contractor to do the job, you will pay a fortune, but if you have patience and the ability to read and stick to the directions, then you can renovate an whole room in your home for fewer than a hundred dollars. Of course, you will need to change and correlate materials.

Before starting the procedure of improving your home, you will need to system of funds and a schedule to get started. You will need to ponder various notions when considering and preparing home improvement. For example, do you plan to paint your home? Do you plan to tile your home? Do you want carpet in your home?

Going through the final part of this article, you will see just how important budgeting and home improvement can be done which will help save you money and improve your home.

Asking questions is part of analyzing and preparing for home improvement. One of the best tools to have when considering home improvement is calculating what you like and calculating what you want. When I improve my home the first thing I do is explore my mind searching for favorites and what excites and appeals to me. Thus, when I go to the home improvement warehouses, I already have in my brain what I am ready to purchase, therefore this relaxes my quest to improving my home.

If you are short of funds to improve your home, then setting up a financial plan will help you get what you want as well as put away some cash for a rainy day. You may even think about purchasing equipment and tools for home improvement at the companies that propose lower prices and/or purchases with no payments until a particular date. This notion will give you time to get your home better while putting away the currency to purchase the improvement equipment and tools.

Unfortunately, many people go for another home loan to enhance their home. Receiving loans from lenders regularly lead to debt, and home loans for improvement only leads to paying off your home twice. Thus, elude high interest rates and loan payments and learn to plan your finances to improve your home.

Let me give you a general view of what one area could cost you for repairs. Say you want to paint a specific room in your home. You will need plaster, sealers, primer, paints, paint thinners, scrapers, screwdriver, paint opening (often come with paint purchases), patches, paintbrushes, tray, and so forth. Now you may think this will cost you a lot of money to improve your home, but to the contrary, you are wrong.

The paint and tools will cost you the most, while the other items will be priced less; thus, primer, sealers and plaster be priced around fifteen dollars if you go to the correct store.

Paint thinners, trays, brushes and screwdriver will cost around fifteen dollars if you go to the right store. Thus, the patches should be purchased with a plaster kit, which will salvage you a few pennies. The paint will cost around twenty dollars per can, depending on the kind of paint purchased. Therefore, for around a hundred bucks you could alter a room in your home lacking hiring anybody to do the job providing you stick to the instructions.

What about the bathroom, can you alter the room on a financial plan? It depends on the range of the area, but if you are yearning to tile your bathroom and paint the walls you could get the job done for around a hundred bucks give or take. If you go to the correct home improvement store and know what you are doing, you could remodel a small bathroom or average bathroom for around fifty bucks.

Learning to create a financial plan and prepare for home improvements can help you to remodel your whole home (if the home is in good standings) for a few hundred dollars. Furthermore, completing the work yourself, you will recoup you thousands of dollars.